Relatively lower premium
- Well established and long development history of insurance
- Multinational corporates with healthy financial status
- Rapid research and development to enhance product quality
- Highly competitive pricing strategy
Estate Planning
- No estate duty since 2006
- Insurance benefit is exempted from estate duty even for non-Hong Kong residents
- Fast claim process
Monitored by Office of the Commissioner of Insurance
- Independent party without influence from government
- Handling complaints from all insured including non-Hong Kong residents
- Strict obligation to enforce the contract by law
High degree of diversity and freedom
- Open to non-Hong Kong residents
- Large variety of products to suit each individual’s need
- Wide coverage
- Keen competitiveness to amplified expected return